Law Dictionary Definitions

  regulatory offense.See OFFENSE(1). [Blacks Law 8th]

  regulatory agency.See AGENCY(3). [Blacks Law 8th]

  Regulation Z. A Federal Reserve Board regulation that implements the provisions of the federal Consumer Credit Protection Act for member banks. See CONSUMER CREDIT PROTECTION ACT . [Cases: Consumer Credit 32. C.J.S. Interest and Usury; Consumer Credit 318.] [Blacks Law 8th]

Regulation X. A HUD regulation that implements the provisions of the Real Estate Settlement Procedures Act. See REAL ESTATE SETTLEMENT PROCEDURES ACT. [Cases: Consumer Credit 50. C.J.S. Interest and Usury; Consumer Credit§ 326.] [Blacks Law 8th]

  Regulation U. A Federal Reserve Board regulation that limits the amount of credit that a bank may extend to a customer who buys or carries securities on margin. [Cases: Securities Regulation 45.26. C.J.S. Securities Regulation § 118.] [Blacks Law 8th]

  Regulation T. A Federal Reserve Board regulation that limits the amount of credit that a securities broker or dealer may extend to a customer, and that sets initial margin requirements and payment rules for securities transactions. • The credit limit and margin rules usu. require the customer to provide between 40 and 60% of…

  Regulation Q. A Federal Reserve Board regulation that sets interest-rate ceilings and regulates advertising of interest on savings accounts. • The Banking Act of 1933 is the basis of this regulation, which applies to all commercial banks. [Cases: Banks and Banking 359. C.J.S. Banks and Banking §§ 661–662.] [Blacks Law 8th]

  Regulation J. A Federal Reserve Board regulation that governs the collection of checks by and the transfer of funds through member banks. [Cases: Banks and Banking 188.5, 356. C.J.S. Banks and Banking §§ 445–451, 656–659.] [Blacks Law 8th]

  Regulation FD. See REGULATION FAIR DISCLOSURE. [Blacks Law 8th]

  Regulation Fair Disclosure.An October 2000 SEC rule requiring companies to disclose material information to all investors at the same time. • The regulation is intended to prevent some investors from receiving advance information about earnings, mergers and acquisitions, product discoveries, changes in auditors, and any other information that a reasonable investor would consider in…