INSURED

insured,n. A person who is covered or protected by an insurance policy. — Also termed

assured. [Cases: Insurance 2100. C.J.S. Insurance § 389.]

additional insured.A person who is covered by an insurance policy but who is not the primary insured. • An additional insured may, or may not, be specifically named in the policy. If the person is named, then the term is sometimes named additional insured. — Also termed secondary insured.

[Cases: Insurance 2100. C.J.S. Insurance § 389.]

class-one insured.In a motor-vehicle policy, the named insured and any relative residing with the named insured. [Cases: Insurance 2660–2661. C.J.S. Insurance §§ 928, 1044–1047, 1054,

1596, 1599, 1672–1673.]

class-two insured.In a motor-vehicle policy, a person lawfully occupying a vehicle at the time of an accident. [Cases: Insurance 2660. C.J.S. Insurance §§ 928, 1044–1045, 1047, 1054, 1596,

1599, 1672.] first-named insured.See primary insured.

named insured.A person designated in an insurance policy as the one covered by the policy.

[Cases: Insurance 2100. C.J.S. Insurance § 389.]

primary insured.The individual or entity whose name appears first in the declarations of an

insurance policy. — Also termed first-named insured.

[Blacks Law 8th]