FOOL’S TEST

fool’s test.The test formerly used by federal courts and by the Federal Trade Commission to determine whether an advertisement is deceptive, by asking whether even a fool might believe it. • The name comes from Isaiah: “wayfaring men, though fools, shall not err therein.” The test was announced in Charles of the Ritz Distrib. Corp.…

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FOOD SAFETY AND INSPECTION SERVICE

Food Safety and Inspection Service.An agency in the U.S. Department of Agriculture responsible for inspecting all types of meat, poultry, eggs, and related products to ensure safety and accurate labeling. — Abbr. FSIS.[Blacks Law 8th]

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FOOD, DRUG, AND COSMETIC ACT

Food, Drug, and Cosmetic Act.A 1938 federal law prohibiting the transportation in interstate commerce of adulterated or misbranded food, drugs, or cosmetics. The Act superseded the Pure Food and Drug Act of 1906. — Abbr. FDCA. [Cases: Food 2; Health 302.][Blacks Law 8th]

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FOOD AND DRUG ADMINISTRATION

Food and Drug Administration.A division of the U.S. Public Health Service in the Department of Health and Human Services responsible for ensuring that food is safe, pure, and wholesome; that human and animal drugs, biological products, and medical devices are safe and effective; and that certain other products, such as electronic products that emit radiation,…

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FOLLOW-THE-SETTLEMENTS DOCTRINE

follow-the-settlements doctrine.Insurance. The principle that an indemnitor must accede to the actions of the indemnitee in adjusting and settling claims; esp., the principle that a reinsurer must follow the actions of the reinsured. [Cases: Insurance 3615.][Blacks Law 8th]

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FOLLOW-THE-FORTUNES DOCTRINE

follow-the-fortunes doctrine.Insurance. The principle that a reinsurer must reimburse the reinsured for its payment of settled claims as long as the reinsured’s payments were reasonable and in good faith. • This rule prevents a reinsurer from second-guessing a reinsured’s good-faith decision to pay a claim arguably not covered under the original insurance policy. — Often…

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