BENEFIT OF DISCUSSION

benefit of discussion.Civil law. A guarantor’s right to require a creditor to seek payment from the principal debtor before seeking payment from the guarantor. — Also termed (in French law) bénéfice de discussion; (in Scots law) right of discussion. [Cases: Guaranty  42(1), 45, 77(2).]

“Benefit of Discussion. By common law a cautioner, bound simply as such, had right to insist that the creditor should discuss the principal debtor, that is, exhaust his estate by diligence, before coming upon him for payment of the debt.” William K. Morton & Dale A. Whitman, Manual of the Law of Scotland 299 (1896). BENEFIT OF DIVISION

benefit of division.Civil law. A surety’s right to be sued only for a part of the debt proportionate to the number of solvent cosureties. — Also termed (in Roman law) beneficium divisionis; (in French law) bénéfice de division; (in Scots law) right of division. [Cases: Principal and Surety  66, 168, 169. C.J.S. Principal and Surety §§ 72, 218–219.][Blacks Law 8th]