ACCIDENTAL-DEATH BENEFIT

accidental-death benefit.An insurance-policy provision that allows for an additional payment (often  double  the  face  amount  of  the  policy)  if  the  insured  dies  as  a  result  of  an  accident,  as defined in the policy, and not from natural causes. — Abbr. ADB. [Cases: Insurance    2599. C.J.S. Insurance §§ 1094, 1096, 1170–1171.] [Blacks Law 8th]

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ACCIDENTAL

accidental,adj.1. Not  having  occurred  as  a  result  of  anyone’s  purposeful  act;  esp.,  resulting from an event that could not have been prevented by human skill or reasonable foresight. 2. Not having been caused by a tortious act. [Blacks Law 8th]

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ACCIDENT

accident,n.1.  An  unintended  and  unforeseen  injurious  occurrence;  something  that  does  not occur in the usual course of events or that could not be reasonably anticipated. 2.Equity practice. An  unforeseen  and  injurious  occurrence  not  attributable  to  mistake,  negligence,  neglect,  or “The word ‘accident,’ in accident policies, means an  event which takes place without one’s foresight or…

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