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ACTUAL-INJURY TRIGGER

actual-injury trigger.Insurance. The point at which an insured suffers damage or injury (such

as the time of an automobile accident), so that there is an occurrence invoking coverage under an

insurance    policy.    —    Also    termed    injury-in-fact    trigger.    Cf.    EXPOSURE    THEORY;

MANIFESTATION THEORY; TRIPLE TRIGGER . [Blacks Law 8th]