A.M.  Best  Company.An  investment-analysis  and  -advisory  service.  •  A.M.  Best  rates  the

financial strength of businesses from A++ (strongest) to A+, A, A–, B++, and so on to C– and D.

grade of E means that the company is under state supervision, and an F indicates that the company

is in liquidation. [Blacks Law 8th]