PERIL

peril. 1. Exposure to the risk of injury, damage, or loss <the perils of litigation>.

inescapable peril. A danger that one cannot avoid without another’s help. See LAST-CLEAR-CHANCE DOCTRINE. [Cases: Negligence  530(1). C.J.S. Negligence §§ 281–290, 313, 318.]

2. Insurance. The cause of a risk of loss to person or property; esp., the cause of a risk such as fire, accident, theft, forgery, earthquake, flood, or illness <insured against all perils>. Cf. RISK(3). [Cases: Insurance  2219. C.J.S. Insurance §§ 434, 996–997, 1000, 1003, 1010, 1014.]

[Blacks Law 8th]